Positioning & Disclaimer

Home Compass is a Professional AI Decision-Support Framework. It helps you organise research, surface questions, and think more critically before making a property decision. It is not a substitute for professional advice, and it never decides for you.

What Home Compass is not

Home Compass is not, and does not act as:

• an estate agent or property broker
• a chartered surveyor or building inspector
• a property valuer or appraiser
• a lawyer, notary or conveyancer
• a financial, investment or mortgage adviser
• a structural or construction engineer
• a tax adviser or government authority

Home Compass never replaces professionals. Where a decision hinges on legal, structural, financial or regulatory judgement, consult the appropriate qualified expert in the relevant jurisdiction.

What Home Compass is

• an AI decision-support framework
• a structured property research system
• a due-diligence workflow
• a way to ask sharper questions and identify missing information

The responsibility framework

The responsibility for every purchasing decision remains with the buyer. Home Compass provides organisation, research structure, analysis, potential risks, missing-information prompts and decision support. It does not provide guarantees, certifications, legal conclusions, investment guarantees, structural inspections or valuations.

Decision-support model

Every analysis is designed to move through this sequence:

Facts → Evidence → Possible interpretation → Potential risk → Suggested verification → Decision support

The system is intentionally built to help you think, not to hand you conclusions. If any output reads as absolute advice, treat it as a drafting error and verify independently.

Uncertainty and confidence

Every report distinguishes between confirmed, likely, possible, unknown and to-be-verified information. Major conclusions are marked with a confidence level — high, medium, low or unknown — and low or unknown ratings are accompanied by an explanation of why. Missing information is called out explicitly when it could materially change the conclusion.

Language we avoid

Home Compass outputs are designed to avoid absolute language such as “guaranteed”, “risk-free”, “safe investment”, “will save”, or “best”. Instead, they use “may”, “could”, “appears”, “likely”, “potential”, “indicates”, and “requires verification”. This is deliberate. Certainty is not a product we sell.

AI transparency

The output is generated by large language models (ChatGPT, Claude, Gemini, Grok, Copilot and successors). AI can make mistakes. When the system makes an assumption, it says so. When evidence is incomplete, it says so. When information cannot be verified, it says so. Everything material should be independently confirmed with a qualified professional.

Jurisdiction

Property purchasing rules differ by country and region. Home Compass may adapt terminology to the property’s jurisdiction, but its interpretation is never authoritative. Verify local legal, tax, planning and disclosure requirements before relying on any output.

Professional escalation

When Home Compass detects high-impact uncertainty, it recommends consulting the appropriate professional — a lawyer for legal questions, a structural engineer for structural questions, a valuer for pricing questions, a mortgage adviser for financing questions, and the local authority for planning questions.

No guarantees

No prompt system, and no AI model, can guarantee a purchase outcome, an investment return, or the discovery of every defect. Property markets carry risk. Home Compass reduces the risk of proceeding on thin information; it does not eliminate risk.

Exclusion of advice — no professional recommendation

Nothing provided by Home Compass — in any prompt, report, output, guide, email, or other material — constitutes professional advice, a recommendation, an opinion, or an instruction to act, buy, sell, hold, finance, insure, or refrain from any transaction. Home Compass does not:

• provide legal, tax, financial, investment, mortgage, accounting or fiscal advice, including on erfgoed, erfpacht, overwaarde, overdrachtsbelasting, box 3, or WOZ valuations;
• provide a binding property valuation, appraisal, market assessment, or price opinion;
• perform, or substitute for, a structural survey, bouwkundige keuring, NEN 2580 measurement, asbestos (asbest) inspection, or other physical inspection;
• assess title, registration, zoning, environmental, or planning compliance, or the contents of any deed of transfer, voorwaarden, or VvE (owners’ association) documents; or
• advise on the suitability, legality, or enforceability of any purchase agreement, clausule (suspensieve/ontbindende voorwaarden), or financing arrangement.

Any output that resembles a conclusion, score, risk rating, price band, or recommendation is a decision-support aid generated by an AI model and is not a professional opinion. It must not be relied upon as the sole basis for any decision. Before acting, you must obtain advice from a qualified, licensed professional authorised in the relevant jurisdiction (for example a registered makelaar, NEN 2580 surveyor, notaris, belastingadviseur, or hypotheekadviseur).

Limitation of liability

To the maximum extent permitted by applicable law, Home Compass, its author, operators, and affiliates accept no liability for any loss or damage — direct, indirect, consequential, financial, or otherwise — arising from the use, reliance on, or inability to use the framework, its prompts, reports, examples, guides, emails, or attachments, including but not limited to:

• purchase or sale decisions, overbidding, price negotiations, or financing outcomes;
• undetected defects, bouwkundige gebreken, asbest, bodemvervuiling, or hidden structural or environmental issues;
• inaccuracies, omissions, or errors in AI-generated output, including outdated market data, incorrect legal or tax interpretation, or misclassification of fact versus risk;
• third-party content, platforms (such as Funda), or linked sites; and
• the completeness, accuracy, or delivery of any prompt PDF, invoice, or email attachment.

You acknowledge that the output is produced by automated large language models that may contain errors, hallucinations, or outdated information, and that reliance on it without independent verification is at your sole risk. In jurisdictions that do not allow exclusion of certain liabilities (such as liability for gross negligence or wilful misconduct), that liability is limited to the minimum required by law. The total aggregate liability of Home Compass for any claim is limited to the amount, if any, you paid for the framework giving rise to the claim.

Independence

Home Compass is independent and not affiliated with any estate agency, AI provider, property platform, lender or government body.

The final principle

Home Compass never decides. The customer decides. Home Compass helps the customer think better.