Risk guides
The defects, legal traps and cost surprises that show up after the offer — and how to surface them before it.
- 7 min read
The hidden risks that cost buyers tens of thousands
Subsidence, knotweed, leasehold escalations, climate exposure, and the maintenance bills no one mentions until you've moved in.
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Flood risk: how to read the maps that actually matter
Surface water vs river vs coastal, and the insurance implications each carries.
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Subsidence, heave and clay soils explained
What surveyors look for, what remediation costs, and how to price the risk into your offer.
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Japanese knotweed: the risk, the reality, the paperwork
Distance from the property, treatment plans, insurance-backed guarantees, and mortgageability.
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Cladding and EWS1: what buyers still need to know
The current status of external wall system reviews and how they affect flats above 11 metres.
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Damp: the difference between cosmetic and structural
Rising, penetrating, condensation — three different problems with three different price tags.
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Roof age, roof condition, roof replacement cost
How to estimate remaining life from the pavement, and what a re-roof actually costs in your area.
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Electrical installations: the EICR and what a bad one means
C1, C2, C3 codes, rewire costs, and the negotiating power a poor certificate gives you.
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Boilers, heating and the true cost of a system on its last legs
Age, service history, replacement pathways, and the heat pump question.
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Asbestos in post-war and mid-century homes
Where it typically lives, when it must be removed, and when it is safest to leave alone.
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Radon: the invisible risk with a simple test
Which areas have elevated levels, how the test works, and remediation cost.
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Ground rent escalations and toxic leases
The doubling clauses, the mortgageability cliff, and how to check before you offer.
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Service charges: reading three years of accounts
Reserve funds, one-off levies, and the questions that surface hidden liabilities.
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Party wall risks and neighbour disputes
The awards, the surveyors, the standing costs, and the resale disclosure implications.
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Restrictive covenants and easements
The old paperwork that quietly limits what you can build, park or change.
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Non-standard construction: concrete, timber, steel-framed homes
Mortgageability, insurability, longevity, and the discount they typically command.
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Trees near the property: roots, shade, subsidence
TPO status, distance rules of thumb, and the insurance conversation you should have before you buy.
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Coastal properties: erosion, salt, insurance
The specific risks the mainland ignores, and how to underwrite them yourself.
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Homes near railways, motorways or flight paths
Noise, vibration, air quality, and the discount that makes it defensible.
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Mining, quarrying and made-ground legacies
Coal Authority searches, historic maps, and what a positive result actually means for the property.
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Climate exposure: pricing a 20-year horizon into a 20-year mortgage
Heat, flood, storm and drought — how to think about them without either panicking or ignoring them.
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Professional Edition
Hidden risks are what surveys find late and buyers pay for early. Professional runs the surveyor-grade risk pass before you make an offer, not after.
Kopen of verkopen in Nederland?
- Woning kopen
Beoordeel de woning, de vraagprijs en je eigen aannames vóór je bod.
Bekijk pagina → - Woning verkopen
Bepaal vraagprijs, timing en onderhandelingsruimte met structuur.
Bekijk pagina → - Bouwkundige keuring: kosten en wanneer
Wat een keuring kost, wat erin staat — en wat er níet in staat.
Bekijk pagina → - Wat is mijn huis waard?
Vier manieren om je woningwaarde te bepalen, met kosten en nauwkeurigheid.
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